Chase 1099 int 2022 reddit

Chase 1099 int 2022 reddit. Alumni. Department of the Treasury - Internal Revenue Service. Afterwards, I requested for the $500 refund. Interest Income , later); The only taxable income I received for 2021 was the 1099-INT from my bank. January 20, 2024. File Form 1099-INT, Interest Income, for each person: To whom you paid amounts reportable in boxes 1, 3, or 8 of at least $10 (or at least $600 of interest paid in the course of your trade or business described in the instructions for Box 1. CD interest earned in a brokerage account will be reported on Form 1099-INT. ; Members FDIC. I forgot to report this on my return and I’ve already filed. 1099-INT, 1099-DIV, etc), and you then use the tax forms to calculate your taxes. Long-term capital gains and qualified dividends are taxed at 0%, 15% or 20%, and wealthy households face another 3. & "income" is $350 to be added on to income filing U. If you receive Form 1099-MISC, and you’re not tax responsible for the full amount on that form, please consult the Form 1099-MISC instructions for more information about how to file Form 1099-MISC in these situations. If the amount is less than $10, the bank does not have to send you a 1099-INT, but you are required to report the income. If you are required to file a tax return, you are required to report all of your income, whether you receive a 1099 or not. Tax Question. The opening account bonus usually Reply reply. Send Copy A of Form 1099-INT with a Form 1096, Annual Summary and Transmittal of U. 1099-INT from the IRS questions. 5 I attempted to file my taxes. Did you receive a tax refund that took a long time to process? I just got one of these in the mail. Account Closing: If the checking account is closed by the customer or Chase within six months after coupon enrollment, we will deduct the bonus amount at closing. I used FreeTaxUSA to file my return. On the left side of the Form 1099-INT are boxes for . I am still an authorized user and it shows up in my account listings. Yes, each bank that paid you at least $10 of interest is required to issue you a 1099-INT. Pretty sure my RH 1099-B is wrong for all my short options. Not a huge fan of Cash App or Square. 22-1294443 : Amboy Bank. I received a 1099-MISC from chase now for $290 x 2 ($580 total) reported income from these two flights. For those interested in purchasing CDs through Fidelity, these are termed as "brokered CDs. 25 10 days later. 70 Online. Other miscellaneous income on Schedule 1, line 8 (even if you don't receive a 1099-MISC). The checking accounts all have like $2 interest, but we had some savings sit long enough to make some 1099 worthy interest. The state I moved from doesn’t have state income tax, while the state I moved to does. 51-0407970 : Barclays Bank. However, after 5 months of no activity and not being able to move and close the refinance successfully, I requested Chase to return the $500 and withdraw my refinance application. Did WF have to include interest in the settlement checks, and How to find tax form 1099-INT for your Chase account? Open the Chase website. Usually a bank just shows account closed but lets you access statements and tax records. Unsolved. It should work. [deleted] • • Edited. Impressive_Bother682. And import will work. The long leg of spreads seems fine, but short leg and CSP's are not. My CPA says the bank legally needs to release the 1099-DIV by 18M subscribers in the personalfinance community. Cover your tracks, especially financial coming back to bite if you "worry". The form I received has none of those. This would make anything under 50 cents zero. citizen or a resident alien all year -Not file Form 2555, Foreign Earned If you earned $10 or more in interest for the previous year, a 1099 should’ve been issued by Jan. I received a late 1099-int on April 6th for $58. Now, my dilemma. ago. A. Do I need to file an amended tax return? While checks may include co-borrowers, Form 1099-MISC is sent only to the primary borrower on the account. gov/Form1099INT. According to Doctor of Credit, Credit Karma Tax is now Cash App Tax. For the simplest example, I sold a CSP on for $0. 51 or more it would be proper to report it. Brokerage and Managed Accounts (CSP, MFAP, PMP, SAS, JPMCAP, FIAP) Form (s) Consolidated 1099 tax forms and supplemental information. Your regular bank accounts (the ones with crappy 0. Should I file amendment for last year’s federal income tax? Chase starting in 2019 reports points as income - if you used over $600 you’d get a 1099-misc. • 1 hr. 1099-MISC. Not not select your checking saving etc. P. Beginning in 2021, my wife and I have an agreement with her parents to repay them a personal loan at 2. Reply reply. He had a mortgage their maybe 15-20 years ago. If you have already filed, then for this small amount I would wait for the IRS to send a letter rather than amending. gov it has 1 for interest income, 2 for early withdrawal penalty, 3 for interest on US savings bonds, etc. Then enter your pass . Didn’t receive 1099-int from IRS yet. I got that form from Varo four days after I have filed my returns (Jan. February 2, 2020. He says he doesn't have a 1099 in his document/message folder, either. And Form 1099-MISC doesn't need to be issued for less than $600. However, my tax return got accepted by the IRS and by the state government. . Anything I need to do? Mar 3, 2024 · Readers report getting $10 added to their 1099, apparently due to one of the small $10 mobile app or similar promos. Since most of that interest was paid back to the US Treasury, I'm not sure how to handle this. My US bank issued a 1099-INT for interest of about $1000 because they did not process my W-8 BEN on time. Most software wont even let you generate a 1099 if its below the threshold (Interest $10, Misc $600 etc. As of last year Chase started sending out 1099s for points earned in certain ways, including through their “refer a friend” program. If you received one or more federal tax refunds in 2022, interest was paid. 5% interest. You don't need the TIN/EIN to file your taxes. You don't fill anything out if you receive a 1099-int. You can make an adjustment down from MSRP to show the value the car on the open market. CORRECTED. My Chase ones showed up online under Tax documents about a week ago. Click Edit next to the 1099-INT that you need to edit. ADMIN. RECIPIENT’S TIN Jan 20, 2024 · Investing with tax-advantaged accounts. But nothing yet, when I call them up, get the same answer, we release every 2 weeks. You are required to report all interest income on your tax return, regardless of amount and regardless of whether or not you receive a 1099-INT. This multiplication can be simplified to an effective rate of 92. The name, address and taxpayer identification number, or TIN I forgot 1099-INT. tontot • 5 mo. No referral or sign-up bonuses, just some transfers to a CSR account and a 210k point redemption towards airline tickets on their travel portal. I was paid the bonuses before I moved states. • 2 yr. CPAtech. Tax Advice for 2024: Do not file with Turbotax. Discussion. Did not report 1099 INT in 2020. The 1099s have yet to be finalized and are yet to be officially available. I read somewhere that if it's over $600 you will receive one, and somewhere else that if it is over $10 you will get one. This is not a standard practice among banks, but they've got tax lawyers and the IRS hasn't objected, so. 1099-INT income on Form 1040, line 2b. Does anyone know which is correct? Does the 1099-INT have your SSN or the business' EIN? If it's your SSN, you can put it on your personal 2022 return if you haven't filed yet. They should be mailed by Monday, Jan 31st. So, I just realized that in 2021 when I was filing tax return, I forgot to report cash bonus of $200 that I received from Chase for opening a new account. Yup, that interest is ordinary income. Share Feb 6, 2024 · Ordinary income is subjected to the tax brackets that run from 10% to 37%. Interest is over 10 dollars U. 35% x 15. 11-0685750 : Dime Community Bank. 35% of your profits at a rate of 15. But if a bank, financial institution, or other entity pays you at least $10 of interest during the year, it is required to prepare a Form 1099-INT, send you a copy by January 31, and file a copy with the IRS. I had the bank transferred all of my assets to a new account within the same bank last year. Before I moved to a different city I closed my account with a local credit union. I asked my CPA to amend later this month after the craziness is over. Select the Jump to 1099-INT in the search results. Expected Mailing Date. I received a 1099-INT from the Wells Fargo Remediation Department. Information Returns, to your Internal Revenue Service Center by March 01, 2021 (March 31, 2021, if you file Form 1099-INT electronically). AFAIK, you don't actually include the 1099s with your return. It doesn't collect any tax, it doesn't create any new taxes, it's just a reference you use in preparing your own taxes, and a tool the IRS uses to make sure people report I'm not sure what the IRS actually says on the topic but the general understanding is you must wait for your return to be processed before submitting the amendment. Just to be clear, you are required to pay tax on $1 of interest. Points referral bonuses from the United card and Marriott card are getting 1099ed. To edit the recipient's address you entered for a 1099-INT form, you can follow these steps in TurboTax: Open your tax return in TurboTax. 77. You can deduct what you spent on what you sold, Depop fees, and shipping supplies on Schedule C. In light of the approach for tax season, we will have a temporary pinned post replacing the rules thread, as we're seeing a lot of users post regarding the $600 W-9 situation, 1099-K's, and just Taxes in General. 3% = 14. OMB No. The IRS often sends a letter in lieu of a 1099-INT. So your net profit from (3) goes onto Schedule 1 and then to the main income tax 1099-INT (Rev. My bank, Wells Fargo, released a draft 1099-DIV on February 12th. •. Clarification on date: 1/31 is when IRS states 1099-INT must be provided to the recipient. Eligibility may be limited based on account ownership. Now chase sends me a 1099-MISC on box 3 showing $500. A 1099-K just reports how much income you received through paypal to the IRS, same way that a 1099-INT reports what income you received as interest from XYZ Bank to the IRS. 31. I'm a non-resident alien who worked in the US in the past and left in 2022 (I have an SSN). Some of the comments are saying you have to do everything via the app. Banking services provided by The Bancorp Bank, N. oohsparklie. g. Expected Mail Date. I was signed up for paperless so I doubt they mailed a 1099-INT. IRS only pays credit interest on refunds when there's a significant delay. Fidelity is responsible for reporting this data and will generate and deliver the tax form. WendyFromNeverland. Since bank issued 1099-INT, IRS computers will know about 49 cents. Copy 1. You need to enter the payer's name and amount. The dealership will sell you the car and you will receive a 1099 from the sweepstakes operator for the MSRP value of the car but if you want cash instead the dealer will buy it back from you immediately at 80% (ish) of the value. 98. one for each account. In general, investment earnings (whether from banks, stocks, mutual funds, etc) generate tax forms (e. 31) and the interest I earned in 2022 was $12. jerry2000. Since I was unemployed and didn’t file a W2, I didn’t file taxes at all. It's pretty awesome. 20 of interest that my The IRS has delayed the 1099 K rule until the 2023 tax season, so it is actually still a $20,000 threshold for 2022 taxes. r/tax. Which is even weirder since I obviously haven't filed my 2022 tax return yet. I received a 1099-INT for the 2023 calendar year for ~$150 in interest. If you are required to file a return, a negligence penalty or other sanctions may be imposed Short answer: you should file a 1099-INT for ALL interest earned, regardless of whether the bank sent you a form or not- explanation below. They sent me two separate 1099 consolidated forms that contain a 1099-DIV and 1099 INT. We did not intend to release the 1099s, but for a short period, the documents appeared available. It is useless information that isn't required to be presented anywhere on your tax return. This is not a distribution nor an incentive I received from chase in any shape or If the payment was sent in 2022 it would go on your 2022 return you file next April (2023). We’ve long known about 1099s for Ultimate Rewards bonuses since those can be cashed out at 1 cent per Additionally, the $100 bonus will go on the 1099-MISC. 9% certain they should. 36K Members. This was so that I could manage funds myself and not through an advisor. Morgan Wealth Management, like individual retirement accounts (IRAs) and 529 college savings plans, can help you invest for your future with different tax benefits. My family qualifies for a tax credit due to energy updates to our home during 2023. I received a 1099 INT from Chase for a sign up bonus. I know we are supposed to claim it. 1098. We went down to a local branch and the local banker couldn’t find a record of him. I received two 1099 consolidated forms (DIV and INT) Unsolved. Login to chase and link account unshared non brokerage account . The interest was $58. or Stride Bank, N. But I still got nothing. When an entity is required to issue this form, it must provide three copies — one to the IRS, one to the individual receiving the interest, and one to the state tax department. I realize that we need to issue them a 1099-INT by Jan 31, 2022. But, technically, you are supposed to report all taxable and tax-exempt interest on your federal income tax return, even if you don’t receive a 1099-INT. 1099-INT has this standard warning, "This is important tax information and is being furnished to the IRS. Jul 29, 2019 · The 1099-INT is a short form as IRS tax forms go. Your minor child may have a filing requirement based on the amount of unearned income, and independent of whether or not anything was withheld. That matches almost the number on my 1099 Points were earned in 2018/2019 or so. For State Tax Department . Dec 7, 2023 · A 1099-INT tax form is a record that a person or entity paid you interest during the tax year. 06-1236737 : Synchrony Bank. 001% interest) often won't send you a 1099-INT every year, because if the amount of interest you earned is under something like $10, then they aren't required to generate a 1099 for you (some will do it Basic Qualifying Rules To qualify for the EITC, you must: -Have worked and earned income under $59,187 -Have investment income below $10,300 in the tax year 2022 -Have a valid Social Security number by the due date of your 2022 return (including extensions) -Be a U. You’re still required to report it, even if you never actually received the form. The IRS should send a 1099-INT in addition to the letter, if they paid more than $10 to a taxpayer. However, the 1099-INT has my new state listed since I changed my address on my accounts. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Any amount of income that is more than 49 cents is reportable and taxable. These were Series EE bonds, so from what I understand the interest is subject to federal income tax (but not state or local). these-things-happen. Although we can’t help here with specific account service issues, we can help troubleshoot and point you in the right direction. The OP doesn’t need to since it rounds down to $0, but for 0. A qualifying event occurs when the entity has written-off or canceled a debt in excess of $600. When I call the investor relations support numbers for the individual investments, they claim they sent it to the bank mid-February. RECIPIENT’S TIN tax1099. When to expect your tax forms. PAYER’S name, street address, city or town, state or province, country, ZIP or foreign postal code, and telephone no. "NOBODY" -- correct me if I'm wrong here -- EVER withholds taxes on CD interest, so something doesn't make sense here. THIS IS A REPOST OF THE ORIGINAL POST. For me, I use Year to Date interest on Saving December 2022 statement plus Year to Date interest on Checking December 2022 plus the promotion bonus. The 2022 1099-INT for my child also doesn't have taxes withheld. 8% net Tax, W-9, and 1099-K Discussion MegaThread. May include IRS Forms 1099-A, 1099-C, 1099-INT and 1099-MISC, depending on your situation. However, I can't figure out exactly when this money was sent to me or how exactly I accrued it. We ended up canceling the flights due to covid restrictions. There’s a place to fill in 1099 income. I just got a 1099-misc for $1500. It has five boxes, none of which are numbered. or Canadian ( no explanation really needed because funds are always reported by bank) r/tax. Lost my 1099 INT from Chase. Give the actual owner of the interest Copy B of the Form 1099-INT by January 31, 2021. In order to find out how to file this credit, I had to upgrade to Live-Assisted. i've never had this form sent to me before I wanted to cash out some I-bond and only now realized that treasury direct had a taxes tab and found a 1099 form for year 2022. Bank issued me 1099-INT for a 49 cents of interest earning from 2022. 1099-INT (Rev. One of mine just appeared in the dashboard, but the form says it's being sent to an old address from 2022, which isn't attached to any of my accounts. It’s being valued at 1 cent per point. I checked on a tax return calculator and my federal tax refund amount isn’t changed so I don’t believe this increases my taxable income. You'll pay self-employment tax on 92. If you don’t remember what you paid for the goods, you can use fair market value. 13. As you said, for most people it probably wouldn’t result in any increased tax liability, unless it happened to push you into the next row of the tax table. 1099-INT and moving. Search for 1099-INT with the magnifying glass tool on the top of the page. My bank has sent me a 1099-INT showing about $630 in interest. Help!! Unsolved. Is Chase sending 1099s for referrals in 2021? Curious if anyone has received a 1099-MISC for Chase referrals this year? I've heard that a few years ago they were doing this even if <$600. You have a great eye! Our web and tax teams were conducting testing to ensure the 2022 tax document experience is seamless for members. Form 1099-INT reports combined interest on deposit accounts. That info is optional when entering 1099-INT and -DIV info into tax software. If you don't receive something online or by mail by 2/1, contact Chase. You won't get one if your interest was below a Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. The $10 that you are referencing is the requirement of the bank to send you a 1099-INT. Also, I got a 1099G for my state refund from 2022, but TurboTax says that it's not taxable so I don't think it's relevant but not sure. If it's the business EIN, then the first question is if you would actually owe taxes I filed my taxes yesterday, and I forgot to include a 1099 in my tax return. Ultimately it shouldn't matter to the IRS as long as you report it and pay tax on it. You report it as if the bank had sent you a 1099-INT. 3%. I don’t remember getting that money. The 1096 is a summary form that businesses use to report their 1099 summary information. My dead dad received a 1099-int from Wells Fargo for a modest amount of money (like 1k). This year, I got a 1099 listing every account except his. Yes, you have to account for this when you file your taxes. You can also see the interest in your statements. Last year (2021; tax year 2020), they did not issue me a 1099-INT even though I was 99. The complication was that all my "interest" was actually bonuses I had earned. Make the most of your tax-advantaged retirement accounts. Top 3% Rank by size. There is a minimum dollar amount involved. My dad hasn’t had a bank account there ever according to my mom. They will upload from QB, they'll store info from the prior year, will e-file state/IRS as needed, they'll mail for you as well. I know lots of folks (me included) got interest from delayed or amended returns. Feb 2, 2020 · Ben Schlappig. If you earned $10 or more in interest from a bank, brokerage or other financial institution, you’ll Citi has created some controversy in the manufactured spending world because they often report bonuses on Form 1099-MISC, not 1099-INT. ) You are allowed to fill in your taxes rounding everything to the nearest whole dollar. Chase for Business offers various business banking solutions including loans, credit cards, and lines of credit. Locate a branch in your area or check if you can do a virtual appointment. I will owe less than $20 for state and federal, but I hate to For the most recent version, go to IRS. This is done on Schedule SE. Description. On the example 1099-INT on IRS. The interest is ordinary income to you, so you'll report it on your 2022 federal tax return. " These CDs are still issued by banks, but purchased through a broker, such as This post doesn't make much sense. Tax-advantaged accounts available through J. Oddly, this immediately deleted my online account access also. I have been digging through various IRS form instructions, including Pub. IRS Form 1098 (Mortgage Interest Statement) reports interest on mortgage and home equity accounts. Customer support says they can't help until 2/2. Goal33 wrote: ↑ Thu Mar 17, 2022 4:19 am Wells Fargo. I cannot find it anywhere. Retry importing from TT. There is actually some disagreement when it comes to checking/savings account bonuses. Chime is a financial technology company, not a bank. Only select your brokerage accounts. Last year, my brokerage company sent me a 1099-DIV for $17 of dividends I received, and also went ahead and sent me a 1099-INT for $0. The IRS should send the 1099-INT by Jan 31st 2023, but only if the interest is $10 or more. Thanks for flagging this to the group. S. If you want to report your interest income just look at you last statement, which should have the interest earned up to that point. In May 2022 chase refunded the 29k points to our account. I got my 2019 refund with 100+ interest on 2021, I suppose that I should receive 1099-int before 01/31/2022. Credit Karma Tax & 1099-INT's. There was no place in the tax credits section to file for this tax credit. May include IRS Forms 1099-DIV, 1099-INT, 1099-MISC, 1099-B and 1099-OID, depending on your situation. I'm assuming this is tied to a remediation check I received in 2022 from them. A 1099-C is generated by a financial institution, such as a lender, after a qualifying event. I am a EITC recipient. 14. The 1099-INT should have been provided from your bank and it should show your total interest for the year. I signed up for a sign on bonus of $300 from Chase Bank and received it as interest income. I realized it when I was looking for tax doc 2022 in Chase app and just saw there was a 1099 INT generated for 2020. Credit card rewards are generally considered rebates bc you usually have to pay in order to get the CB/points, so they aren’t taxed. Yearli by Greatland. Hours: 7am-10pm ET M-F, 11:30am-10pm ET Sat/Sun. This is happening again in 2020, so in this post I wanted to take a look at what you can expect to receive 1099s for, since these seem to be in the process of being mailed out. Jun 7, 2019 · 1 Best answer. 63-0371391 : Regions Bank. On Feb. I received a 1099-INT for bonuses I received for opening accounts. 1099. Never got one before now. 29 and then bought it back for $0. On the home page, in the login form, enter your user name. That being said, this is de minimis, and can be ignored. Form 1099-MISC reports services (including parts and materials), prizes and awards, and other miscellaneous income equaling or in excess of $600. The total amount on the 1099 is $149. 1179, to figure out the proper mechanics of doing this but it is still unclear to me. gleepglop43. I had a couple referrals last year and haven't received anything, but am hesitant to complete my taxes if there's a chance one might show up. My refund from the IRS was late last year, and they paid me interest of $11. I've searched every inch of my house and I'm fairly certain my partner accidentally threw it out when cleaning up a stack of opened mail. com. don't they do that every year any way if I overpay and get a tax refund? Not necessarily. true. Cancelling the debt requires the bank to send you the 1099-C regardless of whether you received a discharge in bankruptcy. The bank isn’t required to issue a 1099-INT for amounts below $10, so the IRS may not know about the $2 unless you tell them, or they audit you. Current may not or may be a real bank, I don't know. Apr 23, 2012 · Seasonal wrote: ↑ Wed Mar 16, 2022 9:35 pm Chase mailed our 1099-int for a savings bond redemption to the address on the bonds rather than our current address. January 31. When I opened up my tax software, I chose the amend 2021 option, added the 1099-INT information and my refund (which was displaying the refund I already received) went I didn't know that you also have to report the interest you earn from a savings account as this does not happen in my country (I never received a 1099- INT form from them). Bank of America makes it notoriously a pain to close an account. 1545-0112. Also I don't even know what this 1099 INT is even from. Canada has Chase Banking. Mortgage and Home Equity. PAYER’S TIN. Under our tax code, if a bank pays you a bonus, that's considered taxable interest. I started a refinance process with Chase and paid $500 for the lock in rate agreement but Chase failed to close my refinance after 5 months with my application open. My family’s tax prep said I didn’t need to file it but according to the IRS any income paid more than $10 from a banking institution should file the 1099-INT. That is a tax form you use to file your tax return. You may have inadvertently signed up to receive paperless tax The threshold for issuing a 1099-INT is $10, but you’re supposed to report interest received even if you didn’t receive a tax form from the bank (or if they issued one for less than $10). 1099-INT from Wells Fargo remediation check. Mine was available a week or so ago. My return is a simple W2 and 1099-INT's I was able to do for free with Credit Karma Tax (state included). 00. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning I finally remembered I had this 1099-INT that showed up after I had filed and had my return accepted. I live in a state without state income, so I only had to amend the federal. January 2024) Interest Income. In return, and to my surprise, Chase sent me a 1099-MISC for $500 on box Citi doesn't issue a 1099-INT for bank bonuses, they issue a 1099-MISC: while this doesn't make much of a difference on a tax reporting standpoint, it helps us get some insight into the value assigned to these points thanks to the difference in reporting requirements between these two forms: a 1099-MISC is only required for taxable income over It says it's regarding the calendar year 2022. As far as the IRS cares, as long as the "taxable interest" line on your 1040 equals (or I guess exceeds) the total of all the interest reported on the 1099-INTs they get for your social security number, you're good. ADMIN MOD. Like posters say if it’s less than $10 you don’t get one. Make sure to check yours if you also moved in the last 2 years. Taxes. It's only ~$40, so not a significant amount, but I'm just slightly confused by it. Sofi issue 1099-MISC when it goes over $600 so probably won't get a 1099-MISC. Bank that sent it to you has shitty software. For calendar year. Technically, you’re supposed to report under $10, too, but banks don’t report it under $10. In addition to self-employment tax, you'll pay regular income tax too. So Feb 22, 2021 · Employee Tax Expert. Should I file the 1099-INT late? Closed bank account, no way to access 1099-INT. Posted by u/SSJ_JRR - 1 vote and 6 comments I think it just comes down to a matter of the bank's legal interpretation, and I'm not sure that either is necessarily wrong. We ended up being asked to write a note out asking for they sent me a 1099-INT form because the IRS paid me interest. My refund for 2022 was sent a couple weeks after I filed in April, and the interest amount was about 10% of my TY 2022 refund (so I don't think it would have accrued from a The answer is absolutely, yes. 1%. Robinhood is reporting: 1d- Proceeds & 6- Reported (G)ross or (N)et: $-53. I still have a bank account in the US. Just put the bank name as the payer and put the interest in The $350 bonus would not be "interest" but "income" in the U. Learn more. Chase says they consider point refunds income. 22. Ugh. In the last tax year I lived outside the US for the whole year. 1099-INT is only mailed when the combined interest for all deposit accounts is $10 or more. Back in March 2020 I locked in for a rate and was charged $500 at that time to get it locked. ja gz ce hs so ey vr mn mj dt